Ownership of demand deposits

Bank deposits

Clear Advantages to Studying Abroad: So Why Aren’t Students Enrolling?

Today’s employers are looking for graduates who possess technical skills, work effectively in teams, think critically and communicate effectively, especially across cultures in addition to other qualities. One of the most important skills a person needs in order to be successful in today’s global economy is understanding and working with different cultures. To begin to understand cultural differences, it is important to have cultural training and to experience another culture in that particular country. One of the best ways for students to experience another culture is to take part in a study abroad course and to immerse themselves in another country’s traditions and customs. The Commission on the Abraham Lincoln Fellowship Study Abroad Program Report concluded, “What nations don’t know can hurt them. The stakes involved in study abroad are that simple, that straightforward, and that important. For their own future and that of the nation, college graduates today must be internationally competent.” 5 Not only should graduates be internationally competent, research indicates links between studying abroad and improved graduation rates, as well as employability. 13 While the total number of students in the US studying abroad is still relatively low, at approximately 10% of the total student population, this number is actually at all-time high, which also takes into count students at community colleges. Another study, Gaining an Employment Edge: The Impact of Study Abroad on 21st Century Skills and Career Perspectives, indicated that with “study abroad there was a positive impact on the development of a wide range of the 21st century skills, expands career possibilities, and has a long-term impact on career progression and promotion.” 14 Currently, at the author’s institution 9% of the total enrollment studies abroad. This number is close to the national average of 10%, however, in the School of Engineering and Technology only 1.8% of the total student population currently studies abroad. Why are the national numbers so low and even much lower in Engineering and Technology? This paper will explore what employers are looking for in graduates, how can study abroad help students achieve success, and the benefits of studying abroad for both the employer and the student. The paper will look at some reasons why students might not take advantage of study abroad programs and what can be done to change the attitudes of faculty and students on the value of studying abroad to increase the preparedness of students for a career in the 21st Centur

Industry Advisory Board Assessment and Evaluation

Virtually all academic programs in any given discipline have an Industry Advisory Board (IAB) whose purpose is to add value to the academic program. It must be noted that the term “IAB” is generic in nature and refers to any Industry Advisory Board, Committee, Council, or otherwise named advisory group. An IAB exists to advise, assist, support, and advocate for their associated academic program and the constituents of that program. Similar to what accreditation requires of an academic program, an IAB must periodically assess and evaluate their performance, which can lead to corrective actions and have a profound impact upon an IAB and the academic program. The contents of this paper describe two methods that an IAB can use for assessment and evaluation, namely IAB Self-Assessment and IAB Benchmarking

Subsonic aerodynamic characteristics of a proposed advanced manned launch system orbiter configuration

The Advanced Manned Launch System is a proposed near-term technology, two-stage, fully reusable launch system that consists of an unmanned glide-back booster and a manned orbiter. An orbiter model that featured a large fuselage and an aft delta wing with tip fins was tested in the Langley 7- by 10-Foot High-Speed Tunnel. A crew cabin, large payload fairing, and crew access tunnel were mounted on the upper body. The results of the investigation indicated that the configuration was longitudinally stable to an angle of attack of about 6 deg about a center-of-gravity position of 0.7 body length. The model had an untrimmed lift-drag ratio of 6.6, but could not be trimmed at positive lift. The orbiter model was also directionally unstable. The payload fairing was responsible for about half the instability. The tip-fin controllers, which are designed as active controls to produce artificial directional stability, were effective in producing yawing moment, but sizable adverse rolling moment occurred at angles of attack above 6 deg. Differential deflection of the elevon surfaces was effective in producing rolling moment with only small values of adverse yawing moment

Use and citation of paper "Fox et al (2018), “When should the chicken cross the road? Game theory for autonomous vehicle - human interactions conference paper”" by the Law Commission to review and potentially change the law of the UK on autonomous vehicles. Cited in their consultation report, "Automated Vehicles: A joint preliminary consultation paper" on p174, ref 651.

Topic of this consultation: The Centre for Connected and Automated Vehicles (CCAV) has asked the Law Commission of England and Wales and the Scottish Law Commission to examine options for regulating automated road vehicles. It is a three-year project, running from March 2018 to March 2021. This preliminary consultation paper focuses on the safety of passenger vehicles. Driving automation refers to a broad range of vehicle technologies. Examples range from widely-used technologies that assist human drivers (such as cruise control) to vehicles that drive themselves with no human intervention. We concentrate on automated driving systems which do not need human drivers for at least part of the journey. This paper looks at are three key themes. First, we consider how safety can be assured before and after automated driving systems are deployed. Secondly, we explore criminal and civil liability. Finally, we examine the need to adapt road rules for artificial intelligence

Subsonic maneuver capability of a supersonic cruise fighter wing concept

A theoretical and experimental investigation was conducted of the subsonic maneuver capability of a fighter wing concept designed for supersonic cruise. To improve the subsonic maneuver capability, the wing utilized full-span leading- and trailing-edge flaps that were designed with the aid of a subsonic-analysis computer program. Wind-tunnel tests were made at Mach numbers of 0.3, 0.5, and 0.7. Force and moment data obtained were compared with theoretical predictions of Mach 0.5 from two subsonic-analysis computer programs. The two theoretical programs gave a good prediction of the lift and drag characteristics but only a fair prediction of the pitching moment. The experimental results of this study show that with the proper combination of leading- and trailing-edge flap deflections, a suction parameter of nearly 90 percent can be attained at a Mach number of 0.5 and a lift coefficient of 0.73; this is a three-fold improvement from 30 percent for the basic wing

Ghosting Images: Haunted by and Haunting Filmic Images

ABSTRACT Ghosting Images: Haunted by and Haunting Filmic Images Watching a film can be a haunting experience. Sometimes a filmic image may stay with us long after our viewing experience, inhabiting our body, so to speak, like the ghost of a person we once knew, or a place we once visited, or an event or traumatic memory. There may be ghost images from films we saw long ago that occasionally still haunt us; or at other times, we may feel like we are ghosts haunting the world on screen, moving through the filmic world like an unseen witness. By using the metaphor of ghosts when we talk about films, we can better articulate our experiences with characters we can’t forget, our feelings of occupying space in an imagined world, and our emotional responses to witnessed events. In this dissertation, I intend to answer two questions: How do we make ghosts of the images on film? and How might we become ghosts to the images on film?For both questions, I employ the conceptual metaphor of ghosting images[1] as the process made possible by our experience viewing a film. I will apply ghosting images to four filmic-image types: characters, events, space, and trauma. As active participants in a world separated from us by space, for example, it is the illusionary effects of movement through filmic space enabled by a director’s camera though which we can enter (at least partially) into the filmic world. Moreover, I propose ghosting images as the ways to describe metaphorically why some characters and events are memorable, why we may seem to occupy filmic space, or why our witness of traumatic images can provoke such powerful affects. Ghosting images is how we are haunted by filmic images, and how our presence/non-presence within a film is inherently haunting. Although the vagueness of ghosting images is potentially overwhelming, I do believe it is a productive way for remembering what an image may mean and an effective way to describe something very particular though unnamable. Ultimately, my hope may rest in the vagueness of ghosts. [1]Alternately, image ghosting

An Examination of the Theology of Blessing as Found in the Book of Job

The true blessing that we find in Job, as we will see, is a far different matter! In this paper on blessing as revealed to us in the book of Job I will examine the Hebrew words used there for blessing; the conveyor, content, cause, and purpose of blessing; Job\u27s theological shift; and finally the theology of blessing as revealed to us in the book of Job

Education in Oldham during the school board period, 1870 – 1903

The study begins by surveying the pre-1870 growth of public elementary schools in a cotton town which grew because of the Industrial Revolution. Out of the Sunday schools developed the day schools, but growth was slow until 1844, when the half-time system brought in by the Factories Act increased the demand for elementary education. The new schools were provided partly by Anglicans and partly by the strong Dissenting minority. Politically the town was a Radical stronghold; hence the School Boards set up by the 1870 Education Act were controlled by Radicals for nearly twenty years after. Urban and therefore educational expansion was extremely rap and the magnitude of the Board's work increased proportionately. All this time, however, the supporters of the Voluntary schools made herculean efforts to sustain school provision side by side with the Board's schools. Inevitably friction between them increased, and after 1888 the control of the Board passed to the Conservatives, resulting in a temporary check to Board School expansion. Gradually, however, the Voluntary schools declined. The School Board's activities extended into secondary and technical education in day and evening schools side by side with other bodies. Unfortunately the Board's right to do so rested on dubious legal foundations, and progress was retarded by its involvement in local politics. As the Board assumed greater control of public elementary education, friction increased between the central departments at Whitehall and South Kensington and the locally elected body. This was resolved by the 1902 Education Act, abolishing the School Boards; assisting the Voluntary Schools and setting up the local education authority responsible for elementary and secondary education. The School Board had been highly successful in the former, and handed over to the local education authority an excellent foundation on which to build